Mortgages
Know what you
can afford.
Model your monthly payment with current UAE lending assumptions — then let an advisor negotiate the actual rate.
Estimated monthly payment
AED 8,437
- Loan amount
- AED 1,600,000
- Total interest
- AED 930,967
- Total repayment
- AED 2,530,967
Includes 20% down payment, 4% DLD transfer fee (AED 80,000), 2% agency fee (AED 40,000) and 1% bank processing on the loan (AED 16,000). Indicative only — final terms depend on the lender.
Next step
Speak to a mortgage advisor
Pre-approval typically takes days, not weeks. We work with UAE banks lending to both residents and non-residents, and negotiate terms on your behalf.
- Resident and non-resident financing
- Salary-transfer and non-salary-transfer options
- Refinancing and equity release
Mortgage questions
What is the minimum down payment for a mortgage?+
UAE residents typically need 20% down for properties under AED 5 million (30% above). Non-residents are usually asked for 40% or more, depending on the bank.
Can I get a mortgage as a non-resident?+
Yes, several UAE banks lend to non-residents, generally up to 50–60% of the property value with streamlined income documentation.